Payment Agreement - Schmuckwunsch

1. Payment Terms

All payments must be made in full at the time of purchase unless otherwise agreed upon in writing. We accept credit/debit cards, bank transfers, and other supported payment methods.

2. Invoicing & Receipts

An invoice will be generated automatically upon successful payment. You can access your invoice in your account dashboard or via email confirmation.

3. Refund Policy

Refunds are only provided under specific conditions outlined in our Refund Policy. All refund requests must be submitted within 14 days of payment.

4. Payment Security

All transactions are encrypted and processed securely. We do not store any card details on our servers.

5. Late or Failed Payments

In case of failed or delayed payments, your access to products/services may be suspended until payment is resolved.

6. Contact

If you have any questions about this payment agreement, please contact us.